It can also be returned by eBay, if you have an expired credit card designated as your automatic payment method on eBay.
To add/modify an automatic payment method on your eBay seller account:
- Login to your eBay seller account.
- Go to "My eBay --> Account --> Seller Account".
- Click the "Automatic Payment Method" link to add/modify the automatic payment method for your eBay account.
Further information on eBay automatic payment methods can be found here.